Have you ever dreamed of retiring where the sound of waves becomes your morning alarm and every day feels like a vacation?
Welcome to Ixtapa, Mexico — a purpose-built Pacific coast paradise that’s fast becoming one of the best places to retire in Mexico in 2025.
Nestled just 10 kilometers from its bohemian sister, Zihuatanejo, Ixtapa is unlike most beach towns. Designed in the 1970s by Mexico’s tourism board, this community was envisioned as a modern resort city, blending lush landscapes with luxury living — and today, that vision is very much alive.
From scenic bike trails and golf course villas to well-planned infrastructure and welcoming locals, retiring in Ixtapa offers everything retirees need: comfort, affordability, and ease — all with a side of ocean breeze.
Why Choose Ixtapa for Retirement?
Ixtapa vs. Traditional Beach Towns
Most coastal towns in Mexico grew organically over centuries. Ixtapa, however, was master-planned. That means wide, palm-lined boulevards, high-end resorts, a full-service marina, and modern amenities — all without the chaotic traffic or dense crowds you might find elsewhere.
You get:
Luxury resorts and condos
Low crime and peaceful streets
Reliable infrastructure
Proximity to Zihuatanejo’s charm
Many retirees say it’s the perfect blend: modern comforts without losing the soul of Mexico.
Ixtapa Weather: A Climate That Shapes Your Lifestyle 
One of the top reasons North Americans retire in Mexico is the weather — and Ixtapa’s tropical climate doesn’t disappoint.
Dry Season (Nov–May): Sunny skies, low humidity, temperatures in the 70s–80s°F. It’s the golden season — ideal for beach walks, golf, and outdoor markets.
Rainy Season (Jun–Oct): Lush greenery, warm rains, and fiery sunsets. The rains often come in the evenings, making mornings perfect for chores and errands.
Pro tip: Most expats love the dry season but adapt well to the rhythm of summer rains with a few lifestyle tweaks — like early morning activities and good air conditioning.
Cost of Living in Ixtapa: Resort Life Without the Resort Prices
How much does it cost to live in Ixtapa, Mexico? Less than you think — especially compared to the U.S. or Canada.
| Expense | Monthly Cost (USD) |
|---|---|
| Rent (1-BR condo) | $800–$1,200 |
| Electricity | $80–$150 |
| Cooking Gas | $20 |
| Water | $10 or less |
| Internet (fiber-optic) | $30–$50 |
| Groceries | $200–$400 |
| Private Health Visit | $30–$50 |
A retired couple can comfortably live on $2,000–$2,500/month, depending on lifestyle.
Looking for deeper insights? Download our free Cost of Living in Mexico vs US Comparison Guide.
Best Neighborhoods to Retire in Ixtapa
Each area of Ixtapa caters to a different lifestyle. Whether you crave ocean views, privacy, or golf course serenity, there’s a perfect spot for you.
Marina District – Modern & Upscale
Sleek condos and high-end dining
Walkable to shops and marina
Rentals: $800–$2,000/month
Purchases: $180,000–$350,000+
Playa Linda – Nature-Lovers’ Paradise
More relaxed and affordable
Surrounded by greenery and less touristy
Rentals: $700–$1,500/month
Homes: from $150,000
Campo de Golf – Quiet & Secure
Gated community with Palmar Real Golf Club
Ideal for retirees who value peace and space
Rentals: $1,200–$2,000/month
Homes: from $200,000
Want help finding a property? Explore our relocation services in Mexico.
Daily Life in Ixtapa: What to Expect
Grocery Shopping & Supplies
Local tiendas like Mera for essentials
Nearby Zihuatanejo has Chedraui, Bodega Aurrera, and Sam’s Club
Fresh fruit and seafood markets offer daily variety
Healthcare in Ixtapa
Several private clinics offer affordable care
English-speaking doctors available
General checkups: $30–$50
Zihuatanejo offers larger hospitals for specialist care
For expats, healthcare in Mexico is one of the biggest perks — quality care, at a fraction of U.S. prices. Many retirees also use private health insurance or the INSABI public option.
Transportation
Local taxis and colectivo minibuses are abundant
Rides to Zihuatanejo or the airport (20 mins away) are cheap
Many retirees walk or bike the area’s flat, scenic trails
Things to Do in Ixtapa
Your days here won’t just be peaceful — they’ll be joyfully full.
Golf at Palmar Real
Snorkeling at Isla Ixtapa
Fishing off the marina
Weekly art walks and local craft markets
Volunteering with local charities
Is Retiring in Ixtapa Safe?
Yes — Ixtapa is one of the safest Mexican beach towns.
It benefits from:
A strong tourism economy
Regular police patrols
Low violent crime rates
You’ll find peaceful neighborhoods, friendly locals, and walkable streets, even after dark.
Downsides of Living in Ixtapa
While Ixtapa offers a lot, it’s important to know what it doesn’t offer:
Less historic charm than old Mexican towns
Hot, humid summers can be intense
Can feel “resort-like” or too quiet in low season
Real estate is pricier than smaller nearby towns
Still, for many retirees, the trade-off is worth it — especially if you value comfort, safety, and beachside convenience.
Final Thoughts: Is Ixtapa Right for You?
Ixtapa isn’t just a place — it’s a lifestyle. One that blends the calm of coastal living with the comforts of modern life.
Whether you’re a retiree looking for sunshine and serenity, or an expat couple seeking a better quality of life without breaking the bank, Ixtapa checks all the boxes.
And the best part? You’re just minutes from Zihuatanejo’s cobblestone charm — meaning you get both polished convenience and old-town character.
FAQs – Retiring in Ixtapa, Mexico
Q: Is a retirement visa required to live in Ixtapa long-term?
Yes. Most retirees apply for a Temporary Resident Visa or Permanent Resident Visa.
Q: Can I own property in Ixtapa as a foreigner?
Absolutely. Through a bank trust (fideicomiso), foreigners can legally own property in Ixtapa and other coastal zones. .
Q: Are there English-speaking doctors in Ixtapa?
Yes. Many clinics cater to tourists and expats. For more specialized care, Zihuatanejo’s hospitals are nearby and offer bilingual staff.
Q: How does Ixtapa compare to other beach towns like Puerto Vallarta or Playa del Carmen?
Ixtapa is quieter, less crowded, and more affordable — great for retirees who want peace over nightlife. It also feels safer and more community-oriented.
Q: When is the best time to visit Ixtapa before deciding to move?
Visit between January and March for peak weather, local festivals, and to get a feel for the expat community.
Ready to Retire in Ixtapa?
At Retire in Mexico Services, we’ve spent over a decade helping North American retirees build a better life in paradise.
Contact us today for a free consultation